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Who We Are


The Accredited Investment Fiduciary ® (AIF) Designation certified that the recipient has specialized knowledge of fiduciary standard of care and their application to the investment management process.  To receive the AIF Designation, the individual must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed-book final examination under the supervision of a proctor and agree to abide by the Code of Ethic and Conduct Standards. 


Michael Ciaciuch is a member of the Garrett Planning Network, an international affiliation of Fee-Only financial planners dedicated to serving people from all walks of life. Michael and his fellow Garrett network members believe that professional, objective financial advice is something all Americans need, at least periodically, to build the brightest financial futures. Holding to this philosophy, Michael is proud to offer the same quality, professional advice to all clients, not just the affluent. Learn more at www.garrettplanningnetwork.com


The Certified Financial Planner Board of Standards is a professional regulatory organization, which promotes ethics, integrity and professional standards in personal financial planning. Individuals who meet rigorous certification requirements are certified by the CFP Board to use its certification trademark. Michael Ciaciuch has been a CERTIFIED FINANCIAL PLANNER™ professional since 2003. Learn more at https://www.cfp.net/ 

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We offer a complimentary 45 minute “Get Acquainted” meeting. 

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